Thursday, March 30, 2017
Funding Yourself Whilst Ill And Out Of Work
Weeks off work due to illness can take its toll on your finances. Statutory sick pay can often be minimal and if you’ve been used to running a household on higher wages, debts can start to build up. Keep yourself and your bank balance healthy by trying out some of the following methods.
Work from home
If your job is largely phone and computer based and you’re not too ill to deal with the associated stresses, your employer may be able to help you arrange a way of working from home. Even on a part-time basis, you may be able to rack up more money than you would have on statutory sick pay.
Of course, if this is not an option, there are other methods of earning money from home. Survey sites are an easy and stress-free source of extra money that involve you filling out surveys for money. There are blogs meanwhile that pay you for writing pieces. Have the know-how and you may be able to write a piece for one of these blogs.
Sites such as Fiverr and Craigslist meanwhile are great places for offering any kind of service you can think of for money from restringing someone’s guitar to managing someone’s social media for them. Any skill you have can be advertised online and charged for. Just make sure that you aren’t doing anything to physically and mentally exertive that may affect your recovery or make you more ill.
Consider your legal options
You may legally be entitled to some other form of money, especially if your illness is due to injury or sickness that wasn’t your doing. You can find specific injury law firms such as The Brown Firm that can handle such claims. Examples may include being injured in a car accident, falling on a slippery floor somewhere that wasn’t mark or being made ill through medical negligence.
You may also be able to sue your company if you were injured at work. However, this can be risky if you work for a small business, as it could affect your relationship with your employer. Such legal action is best reserved for large corporations that are protected with insurance against such claims and will be more likely to pay up due to the impact on their public image.
Seek an advocate
Advocacy programmes can help those in need with medical advice, largely existing to help with complex medical decisions that the patient may not be in a position to make. However, advocates can also help you if you are financially in need and cannot afford medical bills. If you believe you have been wrongly billed by a hospital or an insurance company, advocated may be able to better negotiate costings. They can also find the most cost-effective treatment plan within your budget, which may involve calling around various hospitals and social services. This could help make the recovery process overall much less costly.