Monday, October 10, 2016
Traffic Ticket Turmoil: How To Cut The Cost Of A Violation
You can admit it. You’ve had a traffic ticket before. I’ve had a traffic ticket before. Many of us fall prey to the laws of the road from time to time. It’s only fair that we pay financial penalties as a result of our poor driving. A traffic violation isn’t completely cut and dry, though. There are sometimes other factors or possibilities that can cut the cost of a ticket. So, if you want your finances to stay healthy, you’d probably do well to follow these tips!
When you get a ticket, you might be given the opportunity to take a driving course instead of a financial punishment. In many cases, this sort of thing will be offered when it's a first offense or not a particularly bad one. It’ll take some time out of your schedule, but it’s a great way of ridding your financial woes entirely. In fact, some driving courses can even be taken online instead of in-person. This will obviously depend on your location.
There are attorneys out there like Georgia Trial Attorneys at Kirchen and Grant that can fight your case. If you don’t believe you’re in the wrong, you’re well within your rights to contest the ticket. There are a lot of factors involved in a traffic ticket incident, and it’s not uncommon for fines to be wiped out. Lawyers will examine the evidence for you and come up with the best possible defense.
Consult Your Insurers
This won’t take any money away from the ticket itself, but it’ll save you additional funds in the long run! In many cases, insurance premiums spike after you’ve received a traffic ticket. It’s important that you find out about this quickly, as hikes can sometimes be avoided with an agreement. Otherwise, it might just be worth starting again and shopping around for a new insurer before you start paying out the nose.
Have you heard of this one? In some cases, you might be offered the ability to take ‘deferred adjudication.’ Basically, this is just a fancy term for traffic probation. It means that by doing certain things and adhering to rules, the ticket can be expunged from your record. Unfortunately, this doesn’t mean you won’t have to pay fines in many cases. Still, that ticket being written off means that it shouldn’t affect things like your insurance premium.
Beware Your Credit Score
Here’s yet another reason to get actioning your traffic ticket instantly. An unpaid traffic ticket will cause problems with your credit score. A fine is considered a debt and your unwillingness to pay it will only go against you. In fact, an unpaid ticket can be penalized with imprisonment in some states. If you’re going to fight this thing, don’t just sit and wait for someone to contact you. Action it quickly before it ruins your credit score and potentially puts you behind bars.
Traffic tickets are never fun to receive, but as long as you take action quickly, you should be able to minimize the damage.