Sunday, September 11, 2016
Minor Accident, Major Expenses: The Cost Of A Car Crash
Here’s a scenario for you. You’re driving down the road at a normal speed limit, singing along to your in-car tunes as you go. Then, one of the cars on the other side of the road appears to swerve a little, struggling to stay in the lane. You try and get out the way, but it’s no good - you both catch each other, causing damage in the process. You’re relatively OK, but your car certainly isn’t. This might be nothing more than a minor incident, but there’s a hefty financial price to pay.
This is where our article comes in. You need to be informed about the financial cost of a situation like this, and what you can do to help you along the way. Let’s get started.
What Are The Expenses That Need To Be Paid?
Let’s start with the accident in question. You might not be seriously hurt, but you still need to get checked out. Also, the shock of the situation might have caused post-traumatic stress. It all needs to be accounted for, and someone has to pay the bill for any medical costs that are drawn up. That’s your second worry - your first is simply getting back to good health!
Of course, there’s the car itself. Even a minor accident can cause significant damage in the financial department. Also, there’s the deductible to think about with your coverage policy, too.
Let’s say your car is going to be out of action for a while. You’re going to have to sink some money into getting a rental car during that time. This might come as part of your insurance policy, but not all policies include it. And, while we’re on the topic of insurance, keep in mind that your premium might spike from now on.
How Can I Get Support?
OK, so you’ve got the ability to go down one of two routes, here. The first is going to your insurance company, who can try to help you with the costs. You might find some neat perks included in the package too, depending on the company you took the policy with. You better hope the details you entered for your policy are still valid, or you might find yourself in a bad situation.
Alternatively, you could go with a personal injury attorney at The Harrington Law Group, for example. They’ll work with you to stake a claim against the person who caused the crash. They’ll also help with additional costs that you have suffered, and even take your case to trial if necessary.
Both options are fairly similar in nature, with the key difference being that attorneys have the expert legal knowledge to back you up. There are pros and cons of both solutions, but they’ll both work to try and help you through this situation.
Getting into a car crash is a traumatic experience for many different reasons. Luckily, however, there’s plenty of support out there to help you through it. There are major expenses to be concerned with, but you shouldn’t find yourself out of pocket if the crash wasn’t your fault.